Our agricultural lending experts have an abundance of knowledge in the farming industry. The goal of agricultural lending is to provide you with the operating and real estate loans you need to continue your growth. Our professionals use state-of-the-art analysis software to provide you with the perfect solution for your individual situation.
Types of Agriculture Loans:
- Farm Real Estate Loans
- Revolving Lines of Credit
- Term Loans
- Farm Operating Loans
- Working Capital and Farm Equipment Loans
- Letters of Credit
Agricultural Loans - Nobody knows local agriculture like LBT. We specialize in financing farms with competitive rates and personal service. Our decisions are made right here – no waiting for a decision from a committee in a corporate office who doesn’t know you. As a business partner, with knowledge of your cashflow, we tailor equipment and livestock loans to fit your specific operation.
Agriculture Real Estate Loans - LBT specializes in low closing costs, flexible terms, and repayment schedules designed to best fit your specific operation. Whether you are interested in a low adjustable interest rate, or a stable rate fixed for up to five years, and with choice of repayment periods of up to 20 years, you have many options to choose from.
To get started, we need 3 years of tax returns and a completed and signed financial statement (found here), either brought to the bank or turned in online through our Account Inquiry and attached at the bottom (found here).
To learn more about the Agriculture Loans we offer, please contact one of our officers.
All loans are subject to our standard credit qualifications.