Empowering Your Business to Grow
At LBT, we do more than provide financial tools and products—we partner with you and your business. Our experienced financial experts take the time to understand your goals, listen to your needs, and provide guidance that helps you succeed. Whether you’re starting out, expanding, or managing daily operations, we’re here to help your business thrive!
Business Checking
Minimum to Open: $100
Monthly Service Charge: $6
Waived if:
- Enrolled in electronic statement delivery or
- Maintain a minimum average monthly collected balance of $7,500
Transaction Fees:
- 150 free transactions per month
- $0.25 per transaction over 150
- Includes: checks, debits, deposits, and deposited items
- Excludes: ATM withdrawals, POS (debit card purchases), and ACH items
Interest: Non-interest-bearing
Deposit Books: Provided free of charge
Check Books: Ordered at the business’s expense
Business MOney Market
Minimum to Open: $2,500
Monthly Service Charge: $5
Charged if
- the average balance falls below $2,500 for the statement period
Transaction Fees:
- First six (6) withdrawals free per month (maximum of three by check)
- $2 per withdrawal after the first six
- $0.05 per deposit over 25
Interest: Variable rate; interest is paid on the average daily collected balance
Deposit Books: Provided free of charge
Check Books: Ordered at the business’s expense
Business Savings
Minimum to Open: $50
Transaction Fees:
- $0.50 per withdrawal after the first four in a month
Interest: Variable rate; interest will not be paid on any day the collected balance falls below $50
Deposit Books: Provided free of charge